Lately, I have been trying to research how people explain the equity index annuity. I have to tell you that most every description I read of it is wrong. People seem to misunderstand this vehicle completely and I don’t know why. It is not that confusing, but unfortunately, the equity index annuity gets described wrong [...]

Well, I am pleased to inform you that my wife and I had a healthy baby boy this morning!!! He weighed in at 8 pounds and 8 ounces. Hopefully this explains the lack of blogging over the past several days. I would like to also take this opportunity to thank you all for the wonderful [...]

Okay, so here is the situation. The attorney general in the state of New Jersey is cracking down. They are banning annuities that have what is called a two-tier annuity products and furthermore, they are looking to do the same with annuities that have surrender charges in excess of 10%.
Now, as far as two-tiered annuities, [...]