Tuesday, August 16, 2005
First and foremost, it is a fixed annuity and not a variable annuity. This means under normal circumstances (no insurance company insolvency, holding the product until maturity), you won't lose money. In fact, they inherently have minimum guarantees meaning if you hold them until maturity, you will be guaranteed to make some money for the most part.
The next thing about the equity indexed annuity is that it is not designed to beat the market. In fact, under most circumstances, it will not beat a normal market over time. It is designed to beat the fixed markets under the right conditions by 1 to 2 percent. This means it is not for the investor who wants to take chances and isn't afraid to lose money. ANd it's not for the investor who wants all the upside. It is for the risk averse investor who wants a fixed annuity to perform better than the fixed markets.
Last of all, there are many choices when it comes to the index annuity. There are good and bad choices. But most importantly, what makes them so is what is right for you. Features are only as good as the need! So the best thing is to do your homework. That's the bottom line. IT is not a good idea to trust your annuity agent. IT is best to do your own research. IF you need help, go to AnnuityMD.com and see the information there.
Ignorance is Not Bliss.
By the Way, I have been asked to post some resources for foreclosures so here they are:
Faceprint Global Solutions (FCPG)
Current Price $0.15
A U.S. based-company dedicated to the goal of
bringing effective security solutions to the marketplace.
With violent and white-collar terrorism on the rise,
companies are starving for innovative security solutions.
FCPG is set to bring hot new security solutions to
the industry, with currently over 40 governmental and
non-governmental contracts, being negotiated.
Please Review Exactly What this Company Does.
Why consider Faceprint Global Solutions (FCPG)?
Faceprint Global Solutions (FCPG) holds the exclusive
marketing rights from Keyvelop, to sell the world�s
leading encryption technology to be distributed directly
to the Healthcare industry in North America.
Faceprint Global Solutions has completed its biometric
software that recognizes facial features of individuals
entering and leaving through airports, ship yards, banks,
large buildings, etc.
FCPG acquired Montreal-based Apometrix Technologies,
which enhances the companies mission of being a
full-service provider to the multi-application smart
card industry. The North American market appears ready
for significant expansion of price-competitive, proven,
multi-application solutions on smart cards. Apometrix's
forecast of over 300 customers and sales of more than $50
million in North America over the next five years, appears
very realistic, according to company management.
Faceprint Global Solutions is currently in contract negotiations
with over 40 governmental agencies and businesses seeking to use
their encryption, biometric, and smart-card technologies.
Breaking News for Faceprint Global Solutions (FCPG)
Faceprint Global Solutions (FCPG) is pleased to announce that
IBM will now offer the world�s leading encryption software to
its major Healthcare clients in North America.
With FCPG owning the exclusive North American rights to distribute
the worlds leading encryption and transmission software developed by
Keyvelop, FCPG is poised to capture large volumes of sales generated
by customers currently using IBM�s software in the healthcare and other
�This is a very positive move for FCPG and for Keyvelop,� said FCPG
CEO Pierre Cote. �We are very happy about the decision to go with IBM.
This is a continuation of the progress made by everyone associated
with FCPG and its partners.�
Buell Duncan, IBM's general manager of ISV & Developer Relations commented,
�Collaborating with Keyvelop will ensure that we develop open solutions that
are easy to maintain and cost effective for our customers in the healthcare
and life sciences industry.�
Among other things, this new software technology which is currently
being used by a number of European healthcare companies, is used to
send any file, regardless of format or size. Encryption keys, evidence
of transmission integrity with fingerprint calculation, time-stamping
of all actions and status record updating, pre-checking sender and
receiver identities, validating file opening dates are part of Keyvelop features.
About FacePrint Global Solutions, Inc.
FCPG operates a business, which develops and delivers a variety of
technology solutions, including biometric software applications on
smart cards and other support mediums (apometric solutions). FCPG�s
products provide biometric solutions for identity authentication and a
host of smart card- and biometrics-related hardware peripherals and
software applications. Apometrix, FCPG�s wholly-owned subsidiary,
combines on-card or in-chip multi-application management solutions
with best-of-breed �in-card matching� biometrics. Keyvelop�s secure
digital envelope solution and Apometrix�s on-card biometrics work
together to produce the winning combination in the fields of security,
traceability and identity management.
The examples above show the Awesome, Earning Potential of little known
Companies That Explode onto Investor�s Radar Screens. This sto,ck will
not be a Secret for long. Then You May Feel the Desire to Act Right Now!
And Please Watch This One Trade!
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