Annuity Report Reveals Shocking Secrets About Your Annuities

It's outrageous... unacceptable... and I can no longer sit by and watch it happen! Everyday, unsuspecting people are being taken advantage of by insurance companies and annuity salespeople and something has to be done about it...

If you're thinking about buying an annuity or if you own an annuity, then this is the most important letter you'll ever read.

In an industry that's supposed to help you protect your financial future, it's shocking to see how much misguidance, poor judgment, and flat out lying that's going on.

All this is done in order for greedy salespeople and insurance companies to sell some of the highest commissioned products in the industry---And they're counting on you NEVER finding out what they really sold to you!!!

And by the way, if you're convinced that 'your' agent would never steer you wrong---then think again. Even if your agent had the best of intentions, very few salespeople even fully understand the annuities they're selling. Your agent may be a good-hearted and well intentioned person, but if he isn't fully aware of what he's selling you, or he's been misled by the insurance company (like many are) YOU end up being the victim. On the other hand, your agent may be more worried about his paycheck than about you, where again, you end up on the losing end of the deal.

So who is benefiting from this outright deception?

Sales agents and insurance companies.

And it's costing you financial security - the very thing annuity sellers promise their products provide.

Make no mistake. If you thinkthat you know your annuity because the agent explained it to you, then most likely... YOU DON'T. The sad truth is that you'll probably never be made aware until it's too late...WAY TOO LATE!!!

Let me explain...

My name is Tony Bahu and I'm 35 years old. I'm a loving husband to my beautiful wife and devoted father to my 2 young children. You've probably never heard of me before this...and that's okay. By the time you're done reading this letter, you'll be very glad that you now HAVE heard of me.

I am a former annuity agent who previously helped many men, women and families choose the right type of annuity for their situation.

I'm a people person who used to enjoy meeting new folks and assisting them in choosing an annuity that would be the right fit for them and their family.

As much as I loved doing it while I did it, I realized that I had a serious problem with many people in the financial service industry---especially the insurance companies...

They weren't helping people...they were hurting people and hurting them badly. I was shocked to realize the truth behind the insurance companies, the products they were selling, and the people selling annuities.

ManyInsurance companieswere feeding agents half truths. They were making some annuities look so good in the brochure while underneath it all, they were truly products that would end up being a bad deal for the consumer---and great ONLY for the insurance companies and the agents selling them.

The productswouldn't always live up to the expectations of the consumer (there is a very specific reason insurance companies can get away with this and we will tell you exactly why and how)---in fact, in recent years, many of these insurance companies have been involved in class action lawsuits for numerous reasons over their annuities (this includes one of the largest and most well respected AA rated companies in the industry). And what's even more surprising was that the products that were the worst for the consumer would invariably be the ones that paid the highest commissions and the ones agents would be most excited about selling. Furthermore, often times, even the good products were being misused and sold to the wrong people.

And finally, manyinsurance agents---some knowingly and many unknowingly, would provide their clients with 'biased' and wrong information either because they didn't know better or because they did know better but didn't care. At times, the agent would be ignorant due to the insurance company painting such a rosy picture of the product. On the contrary, at other times the agent would be VERY aware that the product would not be suitable but didn't care because the commissions would be so high.

---THAT'S WHAT EVENTUALLY MADE ME DECIDE I NO LONGER WANTED TO BE IN THE INDUSTRY. In fact as I exposed this information, insurance companies began retaliating by denying me appointments to sell their products. It seemed to me, they didn't want to have someone like me in the industry who could provide you with this never before exposed information that has made them fortunes. My choice was either to stop providing this information and to keep selling annuities, or to get out and do the right thing. I believed in my message so much there was really only one choice.

I decided I would rather be on the outside providing accurate and valuable information to people like you who needed it to make good educated decisions instead of decisions based on false pretenses. I found a new way to continue to help people. TO REALLY HELP PEOPLE...

The big challenge in the industry is that the pay is VERY high for someone who can sell annuities and the bigger the commission, the bigger the temptation to sell an annuity even if it's WRONG for you! The insurance companies have deep pockets and can afford to pay these agents handsomely in exchange for the opportunity to part you from your hard earned money. It wouldn't be so bad if the consumer was aware of EVERYTHING up front and could make an educated decision. However, that's almost NEVER the case.

As a result, YOU end up paying for it. The reward per sale is so high (and I reveal just how agents get paid in my report) that MANY agents will do anything to make the sale from omitting important information (they claim what you don't know won't hurt you) to flat out lying.

Again, there are agents out there that simply don't understand the annuities they sell. So they sell you something even they don't fully comprehend---something they were hyped up on by insurance companies who pay them handsomely to push. Whether your agent lied to you or just doesn't fully understand the annuity they sold you, the outcome is the same...YOU LOSE.

It's a real shame.

A bad or unsuitable annuity can cost you tens to hundreds of thousands of dollars, and can hurt you and your loved ones that you hoped to one day benefit from your hard work and life's savings.

With that said, please read on to learn more about the 'Annuities: The Shocking Truths Revealed.' By the end of this page, you will have the opportunity to download a copy of the report that has the industry up in arms. This report will simply expose the truth, the whole truth, and nothing but the truth. More importantly, it will arm you with EVERYTHING you ever needed in order to make good decisions. Bottom line, there is nothing available on the internet today that exposes more than this nearly 100 page report does. Plain and simple, it is completely unrivaled. And once again, if you already own an annuity and are dissatisfied for any reason, we have a special program that may be able to help you recover your money and damages.

The remainder of this page is dedicated to describing EXACTLY what this report has to offer. If you choose to order it, I am confident you will not regret it. We have saved hundreds of people from making the wrong decision regarding their precious financial futures. Furthermore, if you do order it, you can call me to discuss anything you have read in the book. I answer my phone, return my messages (and e-mails), and enjoy talking with people about this topic. Good luck with your investing and saving endeavors and I hope you find this as useful as many people across the country have.

The Dirty Little Secrets
That Agents And Insurance Companies
Don't Want You to Know

Until now, the truth about how agents and insurance companies rake in big profits while hurting the consumer has NEVER been revealed in a way we are exposing it.

Don't get me wrong, even The Wall Street Journal, Money Magazine, Smart Money, Forbes, and other reputable sources have written limited information exposing the issues concerning annuities. Even Dateline NBC had a limited documentary (Tricks of the Trade) exposing some of the deception in the industry. HOWEVER, until AnnuityMD, there has not been a COMPREHENSIVE resource to really helpconsumers to fully understand what they were sold and to recover their money when they were sold an unsuitable or bad product.

The difference is WHAT we do for you;it's not just words or an opinion that your broker (who is trying to earn and protect his commission) will argue against. AnnuityMD can put in your hands, the revealed secrets about your annuity and what you weren't told-powerfully and clearly-so you will know what to trust and make sure that you aren't ripped off. And if you have been, put you in the best position to get your money back.

These secrets are only known to a few the people in the industry.

Attention:
Don't get me wrong... there are plenty of hard working and honest agents out there that care about their clients. Furthermore, annuities can be a sensible choice if the right product is chosen and it is used properly.

However, I see time and time again customers that were told one thing and the truth of the matter is entirely different. Quite frankly... it's very disturbing.

Most agents unfortunately are not trained to properly analyze annuities or know whether a particular annuity is good for you--rather they are well trained to sell you. I repeat once again annuities may be a sensible choice to achieve your financial goals when used properly---BUT THEY CAN BE A COSTLY MISTAKE when bad products are sold to you or good ones are misused.

People NEED to understand and be educated so that they can protect themselves from falling prey to these circumstances.

I've let the cat out of the bag.

I've created a breakthrough exposé report and made it available to the public for the first time as a downloadable product. Meaning that you can have it in your hands in the next 3 1/2 minutes after deciding to own it. No shipping and no waiting.

The report breaks down in simple to understand language exactly how unassuming and innocent people are being lied to, manipulated, and hurt by agents and insurance companies. It does not contain anything that insurance companies and agents DON'T know---just what they DON'T WANT you to know.

Again, if you currently own an annuity or thinking of owning an annuity, you MUST read this!

The information that I reveal has agents in my industry outraged. They cannot understand why I would do such a thing! The truth of the matter is simple-- innocent people are being hurt. I can't sit back with a clear conscience and watch it happen.

Ideally, your annuity should be a good deal for your bank, the insurance company AND MOST IMPORTANTLY YOU!

Unfortunately, this is not often the case---with your interest coming in DEAD LAST. This is an area where what you don't know really can hurt you!

If you already own an annuity, then the following questions have to be answered:

These are just a few of the issues and problems I encounter every day. I'm sure that at least one will apply to you. And you could probably benefit from all of them. And one or more of the answers from above may be distressing. And most importantly, we tell you where to go for an objective, expert opinion of your annuity and your specific situation.

Not only will you learn the right questions to ask, how to decide what type of annuity is best for your needs, and how to avoid falling prey to the vultures out there, but it's explained in down-to-earth, everyday language that is simple to understand.

If you rely solely on the annuity salesperson for information, chances are that you will make an expensive mistake. His "free" advice is often worth even less than what you pay for it!

Warning: Consider The Source - Do No Trust Any Information That Does Not Meet These Criteria:

There is a lot of misinformation about annuities - especially on the Internet. It's almost always provided by someone in the industry, particularly someone trying to sell you an annuity. If you haven't experienced this yet, keep searching and you will learn how true that statement really is. From BIG insurance companies to independent sites, it's hard to find the right unbiased information you need.

Despite my title, I'm just a regular guy who's available to you personally. Contact me by phone at 248-933-2033. This is my direct line. I answer the phone myself when I'm around.

Look, it does you no good if this information is not simple to understand. AnnuityMD materials are in everyday language so that ANYONE can read it and comprehend what annuities are and are not, and what's really going on in this deceptive aspect of the industry.

It breaks it down. It offers the pros and cons of the different types of annuities so that you can decide what is best for you and your family. And it shows you what steps to take if you have been misled.

Some sales agents will use complicated wording to try and confuse you so that they can put you in an annuity that is best for THEM (meaning, they'll make more money!) Others make it sound so simple (which annuities are far from). Either way, these tactics are cleverly crafted to get you to buy.

You'll know EXACTLY what to look out for after owning this book and nobody will be able to pull the wool over your eyes.

4. IT'S UNIVERSALLY USEFUL---Whether you're considering annuities, or if you own an annuity, and are trying to figure out what to do, this is for you.

My information is for anybody who owns an annuity or who is thinking of buying one. The information contained in this product will help you make good decisions---AND AVOID A COSTLY NIGHTMARE.

I'm not saying that you haven't made good decisions in past. I'm telling you that I know this industry, the products, and the people and companies involved. I know what agents are out there saying to individuals just like you. Bottom line... you just may not know your annuity as well as you think. Your agent might have told you some things... but don't you want to be sure that what they said is true?

This information is just a mouse click away. After you click the download link, you will be directed to a private download page where you'll download your copy of my book. No waiting. You'll have this money saving information in your hands minutes after deciding to take action.

Here is exactly what to expect when you order my product:
1) You click the "Download Now" button at the bottom of this letter.
2) You fill out the required information and hit "submit"
3) You are automatically brought to the download page.
4) Click "download" and open the file.

You are now on the path to understanding annuities as well or better than your sales agent and you'll be protected from unethical salespeople and bad annuities. You'll have the knowledge that only people in the industry have.

6. Find out the truth about how agents get paid and how insurance companies make money by selling annuities.

You may be able to find some outdated book at the bookstore that will bore you with complicated language and a bunch of fluff about the different types of annuities, but this book is the only one that you'll find that breaks down and uncovers what's really going on. Note: Most of those books are written by so called 'financial experts who in reality have ulterior motives to do so (i.e. SELL YOU AN ANNUITY).

Sure, you could call up your agent (if you have one) and try to pry this information from them. However, people in this profession (even when they know these secrets) are so tight-lipped about what I share with you, that you'll never get it out of their mouth... never ever!

7. This information is practical and not theoretical---And it's in plain English.

So many products out there explain annuities in theory, but never give you everyday practical advice that you can use. This information is the bottom line on annuities.

You'll learn the most practical solutions to your needs. This is where you can be a winner when it comes to annuities.

And most importantly, YOU WILL UNDERSTAND IT. It is not written from an "agent's" point of view but rather from the consumer's point of view and it is written in plain English and not in 'industry jargon.'

Remember, the agent and insurance companies want you to BUY PRODUCT and won't share the practical but only the theoretical hype surrounding the product. AnnuityMD wants you to choose your future wisely and provides you practical information that you can use RIGHT NOW to make the best decision.

8. I don't promise you'll make the absolutely best financial decision or other nonsense.

I don't promise or imply you'll make the absolute best decision even after reading this. I don't know you, your background or anything else about you. So how could I promise such a thing? If I tried to guarantee that, I'd be lying. That's b.s.

However, annuities can be one of the best or worst vehicles to you reaching your financial goals. You'll learn to avoid them when it doesn't make sense and to use them properly if you do decide to use them. Furthermore, if you already own one, you'll learn if you made the right choice and what to do if you didn't!!!

Furthermore, we give you access to WMi to analyze the annuity you have purchased or thinking of buying.

This information is invaluable. You'll know and understand the inside information that only people in the industry are privy to. Also, you'll get special access to a comprehensive analysis to make the best decision regarding YOUR specific annuity.

10. We have put this product in the hands of many people and have had phenomenal feedback and results.

This information has helped consumers avoid costly mistakes. Our testimonials are here for you to see. We include first and last name (and require it in order to post a testimonial). In fact, please feel free to contact us after getting your copy and testify to others what your experience has been. Read below what others like you have said about our information.

If you are at this page, chances are you are trying to make a decision about an annuity right now. PLEASE DON'T LET A SMALL INVESTMENT STAND IN YOUR WAY. The Shocking Truths has helped many people avoid big mistakes and make the best decision regarding their annuities.

People who already own this product have said they would pay $1,000 because of the amount of money, headache, and frustration that it has saved them! No bull.

Understanding just one of these hush-hush secretsthat I reveal... may save you tens and tens of thousands of dollars and save you years of grief and aggravation. Seriously, do you know what it's like to own the wrong annuity?

When you own this product it will pay for itself one thousand times over in the money that you'll save alone! The money you will save and earn as a direct result of this explosive detailed information can pay you back 1,000 times your paltry investment. What if you don't buy The Shocking Truths and you end up making one of the mistakes that could cost you thousands of dollars in your future?

My price isn't cheap but it's worth it considering the benefits. It's currently $99 (Please see special marketing test below).

Special Marketing Test:

I'm offering a very limitedHALF-PRICE DISCOUNT (only for a couple days as a test). If you order my product before Midnight, , you can get your copy for only $49. The price, however, is only good if you order by this date. I'm doing this to see if the increase in sales outweighs my lower profit margin. If it doesn't, and you buy the product after this date, expect to pay the normal price of $99.

PLEASE (I'm asking nicely!) do not email me and get upset if you try and order after this date and I am no longer accepting orders at this special HALF-PRICE DISCOUNT.

By the way, if you think this is expensive, ask yourself how much making the wrong decision will cost you. Knowledge can be costly, but the price of ignorance is immeasurable.

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In addition, you will get the
following amazing FREE bonuses :

If you order by midnight, you'll also receive 5 incredible bonuses.

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For a limited time only, I'm offering you a free one month subscription to our highly recommended newsletter titled 'AnnuityMD Cures'. This is a very insiteful newsletter that is helping our clients not only manage through these difficult times but to profit through them. It includes information on the markets, investments, tax strategies and much more. This is a monthly newsletter that others are paying $47.95 per month for. You get a free month subscription. If you choose to keep your subscription, you can enjoy a reduced rate of only $19.95 per month. Otherwise, you can cancel at anytime before your month is up and you will not be charged. You can learn more about this newsletter by going clicking on AnnuityMD Cures. You may choose to opt out of this feature by simply putting a 0 in front of the AnnuityMD Cures Newsletter option on the order screen.

Bonus Five

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After ordering the product and reading it, if you feel like there are still some questions you need answered, you are eligible for personal support to help you answer questions you may still have. I am open to phone calls and answer my phone and messages. ($195 value)

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